First Time Home Buyers Mortgage in Surrey

Are you planning to buy your first home? Looking for a first time home buyer mortgage broker in Surrey? If yes, Sandhu & Sran Mortgages has got you covered. Ours is a trusted mortgage firm providing low rate deals for eligible home buyers planning to buy their first home anywhere in Canada. With a network of private lenders, we provide low cost and profitable deals of our customers looking for residential mortgage, private mortgage and first time home buyer mortgage in Surrey.

    Eligibility To Apply First Time Home Buyer Mortgage

    An individual who qualifies as a first time home buyer is eligible to apply a mortgage when purchasing their first home. To qualify, a person:

    • Must not have previously owned a home 
    • Must not currently mortgage or re-mortgage a home
    • Must be at least 18 years old
    • Must be a Canadian citizen or a permanent resident
    • Must occupy the home as your principal residence
    • Must not own a stake in a property anywhere in the world
    • Must not have a spouse or common-law partner owning a property

    Government Grants & Programs For First Home Buyers

    Don’t put off your dream home or property any longer! Get pre-approval for a mortgage today!

    First-time Home Buyers’ Incentive

    This Government of Canada incentive program helps reduce the monthly mortgage for first home buyers without adding to the existing financial burdens.

    First-time Home Buyers’ Program

    This provincial program for first-home buyers is formulated to reduce or eliminate the property transfer tax meant to be paid on first-home purchases.

    Home Buyers’ Plan

    This Federal Government program allows eligible buyers to withdraw funds from their Registered Retirement Savings Plan to buy or build a first home.

    Why Work With Our Brokers?

    At Sandhu & Sran Mortgages, our team of trusted mortgage experts is dedicated to providing the best mortgages for first home buyers in Surrey. With a personalized approach and customized solutions, we not only help in mortgage approval but also refinance and renewal.

    Low Rates

    Our mortgage rates are quite competitive and low cost compared to other brokers.

    Fast Approval

    We pride ourselves on quick mortgage approvals with reliable guidance & honest advice.

    Bad Credit Approval

    We specialize in getting first home mortgage approved with bad or low credit score.

    Easy Application

    Our first home mortgage application process is quite simple to file and easy to navigate.

    With years of experience in the mortgage industry and a wide network of first time home buyer lenders in Surrey, we have managed to earn a track record of satisfied clients. If you are in need of first home mortgage approval, renewal or refinance, contact our mortgage brokers right away.

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