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We help you with Swift and Simple Mortgage Solutions. Your Financing, Simplified.

Join Our Extended Family of 100,000+ Satisfied Customers Who've Saved Big on Mortgage Expenses with Our Custom Plans and Enjoy Lightning-Fast Approvals – No More Bank Hopping for the Perfect Rate.

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    Our Trusted Lenders

    We work with all the major banks and credit unions in Canada. By using multiple lenders, we increase our chances of getting a good rate and product.

    Our Awards & Achievements

    Hall Of Fame and Diamond Awards From DLC

    A Proud Moment! Here’s Vikramjit Sran, President, Sandhu & Sran Mortgages, receiving the Hall of Fame and Diamond Award 2023 for being the best in the industry from Dominion Lending Centres.
    Sandhu-Sran-Mortgages

    Apply Now to Secure Exclusive Savings on Processing Fees!

    Act Now! Limited Time Offer: Enjoy a Processing Fee WAIVER on Select Products – Don’t Miss Out on This Opportunity!

    *Terms and conditions apply

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    Mortgage Rates

    Below are our best variable and fixed rates available from Sandhu and Sran Mortgages. We have access to over 40 lenders, and so my available mortgage rates and products are vast. This allows us to match your needs with the right lender and right mortgage product.

    Contact us today for advice on what mortgage rate, lender, and terms fit your needs best.
    Grab Your Rates

    Term (Fixed)

    Interest Rates*
    1 Year Fixed 6.74%
    2 Year Fixed 6.09%
    3 Year Fixed 4.99%
    4 Year Fixed 5.14%
    5 Year Fixed 4.99%
    7 Year Fixed 5.70%
    10 Year Fixed 6.10%

    MORTGAGE + PROGRAM RATES * March 28th 2024

    Grab Your Rates

    What Our Clients Are Saying

    Lovepreet Singh MaraharLovepreet Singh Marahar

    01:03 11 Apr 24
    I couldn’t be happier with the service I received from Vikram Sran. He took the time to understand my financial situation and goals, and then worked tirelessly to find a mortgage solution that was tailored to my needs. I highly recommend them to anyone in need of mortgage assistance.”

    N SN S

    19:18 31 Mar 20
    I have dealt with other mortgage brokers in the past and have not had the best experience. From them prolonging the completion date to not disclosing all information and promising false rates, I decided to try this firm out as I was buying a new property. I have to say from start to finish Ishwinder was on top of it, he went above and beyond to get me the best rate in a short time frame. He always kept me updated of what was going on, as I haven’t had this experience before with other brokers I was absolutely stunned at his professionalism and dedication! There is no question what the advertise is what they deliver. He went over options with me gave me his advice on what he thought would be most beneficial to me. Absolutely the best In the game!!! I will be referring all my friends and family to him in the future! It is hard to find a dedicated honest and reliable broker these days but I am glad I found him finally! Thank you again Ishwinder for all you did for me!

    Yaad SanghaYaad Sangha

    01:04 19 Mar 20
    One thing very clear they are very honest and helpful every time thanks sandhu & sran

    justin williamsjustin williams

    04:42 14 Mar 20
    Vikram and Sran are the best. 5 star customer service. 5 star customer experience. Helpful at every turn I had a great experience dealing with Vikram. Definitely recommend to anyone in need of a mortgage broker. Thanks again guys!

    Jeeta DhillonJeeta Dhillon

    23:34 07 Mar 20
    Sandhu and Sran have very amazing service and very knowledgeable. it was really easy working with you guys.

    Sukhraj SandhuSukhraj Sandhu

    03:11 25 Feb 20
    Sandhu and Sran mortgages are the best mortgage brokers in Abbotsford. They do truck loans and everything and I would recommend going here. They have great service and are very respectful and I hope to see them again soon

    Tara NandTara Nand

    17:23 22 Feb 20
    Awesome service. He met us off hours to accommodate us. He made transactions effortless and stress free. Highly recommend! Thank you.

    Armann OtalArmann Otal

    19:13 09 Dec 19
    Ishwinder is a very nice and knowledgeable man. I had a great experience. They treated me with care and I can honestly say I would’ve given them 6 stars. If you ever need a mortgage make sure to come to Sandhu and ran Mortgages. I will definitely be back even for no reason. Outstanding.Like

    Gromvir DhillonGromvir Dhillon

    19:11 09 Dec 19
    great service and very nice people who care about your money and where it goes. Overall was a very easy process and I highly recommend them for anyone who needs their services.

    Sushil KumarSushil Kumar

    03:59 30 Dec 18
    Excellent Mortgage specialists in Abbotsford, It was very difficult for me to get a mortgage just after switching to a new job, but Mr. Vikram from Sandhu and Sran Mortgages helped me to get the mortgage with in a week. Highly recommended to anyone who need mortgage for homes.

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    Our Featured Products

    We know mortgages, inside and out. If it's a mortgage or anything mortgage related that you need, then you're at the right place. Our mortgage specialists can find the perfect mortgage for you, and always at an unbeatable rate!
    First Time Home Buyer

    First Time Home Buyer

    Get off on the right foot in your home buying journey with an experienced first time home buyers mortgage broker
    Renewal or Transfer

    Renewal or Transfer

    When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy.
    Mortgage Refinancing

    Mortgage Refinancing

    Sometimes, refinancing is your best option for a variety of reasons. Take advantage of your home equity today with mortgage refinancing.
    Construction Mortgage

    Construction Mortgage

    If you are thinking of renovating or building a new property, our mortgage consultants are here to provide you flexible construction mortgage options.
    Commercial Mortgage

    Commercial Mortgage

    We partner with commercial banks and lenders who offer a variety of flexible and creative product options.
    Private Mortgage

    Private Mortgage

    If your financial situation requires a short term, out-of-the-box solution, ask us about our private lending options.
    Investment Properties

    Investment Properties

    If you're considering an investment in real estate, start by having a conversation with us, to explore some of the innovative new options and great rates available today.
    Line of Credit

    Line of Credit

    Use the equity in your home to get a secured line of credit today! If you are interested in the HELOC, our mortgage consultants are here to provide you flexible options.
    Truck Loan

    Truck Loan

    Securing truck loans is not easy but we makes it simpler just for you. We have all the right solutions to guide you through your truck loans.

    Get Your Mortgage Approved With A Low Credit Score!

    0% Down Payment & Lowest Possible Rates Available

    Are banks refusing you a mortgage due to low credit score? Don’t worry, Sandhu & Sran Mortgages is here to get you approved for a mortgage even with a low credit score and at the lowest rate possible, all based on your profile and credit scenario.

    Our private mortgage deals are quite secure and come with no minimal credit score restrictions. If you are having trouble with cash flow, you can avail a mortgage at 0% down payment. Our mortgage deals can help you stay up with your payments and comes with flexible repayment options.

    If you are looking for a private mortgage lender in B.C. who meets all your mortgage needs despite bad credit, we are the ones you can rely on.

    Get started with your mortgage application now.

    Apply Now

    Get Your Construction Mortgage Approved With Us!

    Mortgage Financing For New Builds Available

    Planning to build a property from scratch? Want to renovate the property you already own? If yes, we have got you covered with our construction mortgage deals that meet your budget and expectations. No matter, you are looking for fixed or variable-rate mortgage option, our construction mortgage lenders in B.C. provide a myriad of deals to choose from.

    At Sandhu & Sran Mortgages, we specialize at progress draw mortgage that draws money in phases throughout the building process and you just need to pay interest on the amount borrowed until the construction is completed. Compared to short-term construction mortgage at higher interest rates provided by other brokers, we offer lowest possible interest rates with easy approval.

    File An Online Loan Application Today.

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    See What Sets Us Apart

    Mortgage Expertise You Can Trust
    Our team of licensed, experienced, and independent mortgage brokers brings unparalleled expertise to the table. We provide you with expert advice, guiding you through the complex world of financial options.
    No Hidden Costs - It's on Us
    Your financial goals matter to us. That's why we offer our expert services at no extra cost to you. We swiftly narrow down the list of lenders that align with your unique needs, making your mortgage process fast, easy, and budget-friendly.
    Competitive Rates, Your Way
    We do the legwork for you. Our dedicated team shops the mortgage lenders to secure the best rates available. With us, you gain access to a wide network of banks and lenders competing for your business, ensuring you get the competitive edge you deserve.
    Your Mortgage, Your Trust
    When you choose Sandhu & Sran Mortgages, you're choosing a partner dedicated to your financial success. We don't just know mortgages; we understand your dreams and aspirations. Experience the difference of working with a team committed to making your mortgage journey a seamless one. Trust us to lead you to a brighter financial future.

    Benefits of Applying With Us

    Customized Solutions
    We tailor mortgage products and services to match your unique financial goals and needs.
    Time and Cost Savings
    We streamline the mortgage process, saving you valuable time and eliminating hidden fees. Our services come at no extra cost to you.
    Access to Multiple Lenders
    Gain access to a wide network of lenders, ensuring you receive competitive rates and terms.
    Trust and Transparency
    We prioritize trust and transparency in every transaction, keeping you informed at every step of the process.
    Fast Approvals
    Benefit from our efficient processes that lead to quick mortgage approvals.
    Financial Empowerment
    We empower you to make informed decisions, giving you confidence in your mortgage choices.
    Customer-Centric Approach
    Your satisfaction is our priority. We take a customer-centric approach to ensure your needs are met.
    Tailored Solutions for Low Credit Scores
    Even if you have a low credit score, we have custom mortgage plans designed especially for you.

    Frequently Asked Questions

    Where Can I Find Your Office?

    Our offices are nestled in two convenient locations: Abbotsford Oasis: 2790 Gladwin Rd #106, Abbotsford, BC V2T 4S7, Canada

    Surrey Sanctuary: #108-7511 120 Street, Delta BC V4C 0C1

    What services do you provide?

    We offer a wide range of mortgage and financing solutions, including first-home buyer Mortgages, Renewal or Transfer Mortgages, Mortgage Refinancing, Construction Mortgage, Commercial Mortgage, Private Mortgage, Investment Properties, Line of Credit, Truck Loan etc.

    What types of mortgages do you offer?

    We specialize in various mortgage types to suit your needs, whether you’re a first-time homebuyer, renewing your mortgage, or seeking commercial or private financing.

    Can you assist people with low credit scores?

    Yes, we work with clients with varying credit profiles, including those with lower credit scores, to find suitable financing solutions.

    Do you offer construction and commercial mortgages?

    Absolutely, we provide construction and commercial mortgage options for those looking to build or invest in properties.

    What are the costs associated with buying a home?

    Applying is easy! You can visit one of our offices, call us, or fill out our online application form to get started.

    What is your approach to helping first-time homebuyers?

    We provide comprehensive guidance and support to first-time homebuyers, helping them navigate the process with ease.

    Can you assist with investment property financing?

    Yes, we offer financing solutions tailored to the unique needs of investment property buyers.

    Are there any benefits to mortgage refinancing?

    Mortgage refinancing can offer benefits such as lower interest rates, debt consolidation, and access to home equity. We’ll help you explore your options.

    Abbotsford Address
    2328 Clearbrook Rd
    Abbotsford, BC V2T 2X5
    Surrey Address
    #108- 7511 120
    Street Delta BC V4C 0C1

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