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As of August 2025, homeowners in British Columbia and Alberta are regaining confidence in their home equity—and for good reason. After a period of rate volatility and price corrections, the dust is beginning to settle. Those who bought before the peak or held steady through it are now sitting on valuable equity—and they’re starting to...

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As mid-August 2025 unfolds, Canada’s mortgage and housing markets are experiencing a notable transition. With the Bank of Canada holding its key interest rate steady at 2.75%, and housing inventory surging across Abbotsford, Surrey, and Edmonton, borrowers are witnessing a rare combination of affordability, stability, and strategic flexibility. For homeowners nearing renewal, prospective buyers, and...

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Canada’s housing market is rebounding in mid‑2025. After a prolonged slowdown, home sales surged by 3.6% from April to May, marking the first increase since November 2024. Meanwhile, prices have remained largely stable, with the national average near $691,300 and the MLS® Home Price Index holding steady. This shift—from cooling to balance—presents a key opportunity...

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British Columbia’s housing market is shifting. In the Fraser Valley—covering Abbotsford, Surrey, Langley, and nearby communities—sales have edged up while prices are cooling. This dynamic presents both opportunities and challenges for local homeowners. Below, we break down the latest data, interpret the impact for Abbotsford/Surrey residents, and offer actionable steps that align with smart mortgage...

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As we enter July 2025, Canada’s mortgage landscape remains anything but stable. With the Bank of Canada holding its key interest rate steady at 2.75% after a series of earlier cuts this year, market sentiment is caught between cautious optimism and persistent affordability concerns. For homeowners, first-time buyers, and property investors in British Columbia—particularly in...

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