mortgagebrokerAbbotsford Archives : Sandhu & Sran Mortgages

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Bank of Canada’s 2.25% Rate Cut: What It Means for Canadian Homebuyers and Mortgage Renewers

December 4, 2025by Sandhu & Sran Mortgages

The Bank of Canada’s recent decision to lower its benchmark policy interest rate to 2.25% marks a significant turning point in the country’s monetary policy cycle. After an extended period of elevated borrowing costs aimed at taming inflation, this move signals a shift toward economic stabilization and cautious growth support. For Canadian homebuyers and mortgage...

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Mortgage Renewal

Preparing for Renewal Shock in 2025–26: How Homeowners in BC and Alberta Can Mitigate Payment Increases

October 15, 2025by Sandhu & Sran Mortgages

After the Bank of Canada’s September 2025 rate cut to 2.5 percent, optimism is slowly returning to Canada’s housing market. But for tens of thousands of homeowners in British Columbia and Alberta, the bigger story ahead isn’t new listings or price corrections—it’s mortgage renewals. Roughly six in ten mortgages are due to renew in 2025...

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Home Mortgage

What Canada’s Latest Rate Cut Means for Homebuyers in Surrey, Abbotsford, and Edmonton

October 9, 2025by Sandhu & Sran Mortgages

As the Bank of Canada lowered its policy rate to 2.5% on September 17, 2025, momentum is shifting in the Canadian real estate market—especially in cities like Surrey, Abbotsford, and Edmonton, where affordability concerns had kept many potential homebuyers on the sidelines. This move, widely seen as a response to weak GDP, rising unemployment, and...

Mortgage Interest Rate

Buying in BC After the September Rate Cut: What Fall 2025 Buyers Should Expect

October 3, 2025by Sandhu & Sran Mortgages

The September Surprise: What a 2.5% Policy Rate Means for Buyers On September 17, 2025, the Bank of Canada lowered its policy interest rate by 25 basis points to 2.5%, marking a significant pivot in its monetary strategy. After a period of measured cuts beginning in late 2024, this latest reduction reinforces a buyer-friendly environment—just...

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Home Mortgage

Fall 2025 Mortgage Decisions: Navigating Rate Stability and Price Adjustments in BC and Alberta

September 19, 2025by Sandhu & Sran Mortgages

A New Mortgage Season Begins Fall 2025 arrives with a measured tone in Canada’s housing and mortgage markets. For homeowners and buyers across Abbotsford, Surrey, and Edmonton, the mood is one of recalibration rather than reaction. Prices are adjusting, lenders are recalculating, and borrowers are reevaluating their next move. Despite rising affordability concerns in 2024,...

Older Posts

Bank of Canada’s 2.25% Rate Cut: What It Means for Canadian Homebuyers and Mortgage Renewers

Preparing for Renewal Shock in 2025–26: How Homeowners in BC and Alberta Can Mitigate Payment Increases

What Canada’s Latest Rate Cut Means for Homebuyers in Surrey, Abbotsford, and Edmonton

Buying in BC After the September Rate Cut: What Fall 2025 Buyers Should Expect

Fall 2025 Mortgage Decisions: Navigating Rate Stability and Price Adjustments in BC and Alberta

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