After the Bank of Canada’s September 2025 rate cut to 2.5 percent, optimism is slowly returning to Canada’s housing market. But for tens of thousands of homeowners in British Columbia and Alberta, the bigger story ahead isn’t new listings or price corrections—it’s mortgage renewals. Roughly six in ten mortgages are due to renew in 2025...
As we reach the midpoint of 2025, Canadian homeowners—especially in Abbotsford, Surrey, and Edmonton—face one of the most significant mortgage renewal cycles in recent history. With interest rates no longer rising but not yet aggressively falling, renewing your mortgage this year is not just about signing a new term—it’s about negotiating power, timing, and strategy....
As we move deeper into 2025, a wave of mortgage renewals is sweeping across Canada—and homeowners in Abbotsford, Surrey, and surrounding areas are right in the thick of it. According to recent projections, over $315 billion in Canadian mortgages are set to renew this year, many of which originated during the historically low interest rate...
Did you apply a farm mortgage that is near renewal? There is no time for taking a chance when your farm ownership and agricultural cash flow is at stake. To take care of everything, mortgage renewal planning is important. Understanding your current situation and taking a look at your financial statement is the first step...
