The September Surprise: What a 2.5% Policy Rate Means for Buyers On September 17, 2025, the Bank of Canada lowered its policy interest rate by 25 basis points to 2.5%, marking a significant pivot in its monetary strategy. After a period of measured cuts beginning in late 2024, this latest reduction reinforces a buyer-friendly environment—just...
The Bank of Canada’s September 17, 2025 announcement to lower its policy interest rate by 25 basis points to 2.50% is more than just a headline for economists. For Canadian households—especially in housing markets like Abbotsford, Surrey, and Edmonton—this shift is reshaping how families think about mortgage renewals, refinancing opportunities, and first-time home purchases heading...
A New Mortgage Season Begins Fall 2025 arrives with a measured tone in Canada’s housing and mortgage markets. For homeowners and buyers across Abbotsford, Surrey, and Edmonton, the mood is one of recalibration rather than reaction. Prices are adjusting, lenders are recalculating, and borrowers are reevaluating their next move. Despite rising affordability concerns in 2024,...
As home prices across British Columbia and Alberta begin to level off in mid-2025, one trend is gaining traction among first-time buyers and middle-income families alike: co-ownership mortgages. Whether it’s two siblings buying a home together in Abbotsford, or friends pooling resources to enter the market in Surrey or Edmonton, co-ownership is redefining affordability for...
As of August 2025, homeowners in British Columbia and Alberta are regaining confidence in their home equity—and for good reason. After a period of rate volatility and price corrections, the dust is beginning to settle. Those who bought before the peak or held steady through it are now sitting on valuable equity—and they’re starting to...
