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https://www.sandhusranmortgages.com/wp-content/uploads/2025/12/BoC-at-2.25-and-30-Year-Amortization-How-First-Time-Buyers-in-BC-Can-Finally-Get-Approved-1200x640.webp

For years, first-time home buyers across British Columbia—especially in Surrey, Abbotsford, and the Fraser Valley—have faced a brutal combination of rising home prices, stress-test hurdles, and rapidly climbing interest rates. Many qualified families were priced out not because they couldn’t afford a home long-term, but because they couldn’t pass short-term affordability rules. Now, the landscape...

https://www.sandhusranmortgages.com/wp-content/uploads/2025/11/Why-Canadas-Rental-Market-Shift-Matters-How-BC-Alberta-Homebuyers-Should-Read-the-Signals-Late-2025-Edition-1200x640.webp

In November 2025, a quiet but significant transformation is taking shape across Canada’s housing market — not only for homeowners and investors but for renters, too. While the Bank of Canada’s rate cut to 2.25 % has dominated recent headlines, another story is unfolding in the background: a structural shift in the rental market that...

https://www.sandhusranmortgages.com/wp-content/uploads/2025/11/Canadas-Fall-2025-Housing-Shift-Rising-Supply-Lower-Rates-and-What-It-Means-for-BC-Alberta-Buyers-1200x640.webp

After a year of volatility, Canada’s housing market is showing signs of a new equilibrium. The Bank of Canada’s October 29, 2025 policy rate cut to 2.25%—its fourth since spring—arrived just as the federal government unveiled a $50 billion infrastructure and housing fund in its fall budget. Together, these measures have created the most encouraging...

https://www.sandhusranmortgages.com/wp-content/uploads/2025/10/Why-Fall-2025-Could-Be-the-Smart-Entry-Point-for-First-Time-Homebuyers-in-BC-Alberta-1200x640.webp

As the Canadian housing market enters its most balanced phase in years, first-time buyers across British Columbia and Alberta are discovering new openings that didn’t exist in 2022 or 2023. The Bank of Canada’s September 2025 rate cut to 2.5%, coupled with improved inventory, is reshaping affordability across urban and suburban corridors from Surrey and...

https://www.sandhusranmortgages.com/wp-content/uploads/2025/08/2025s-Window-of-Opportunity-How-Homebuyers-in-BC-and-Alberta-Can-Capitalize-on-Cooling-Prices-and-Rising-Inventory-1200x640.webp

As of August 2025, a noticeable shift is underway in the housing markets of Abbotsford, Surrey, and Edmonton. With inventory levels rising, sales volumes cooling, and the Bank of Canada holding its key rate at 2.75%, conditions are starting to favour buyers after years of market imbalance. This moment—between the summer slowdown and fall’s potential...

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