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British Columbia’s housing market is shifting. In the Fraser Valley—covering Abbotsford, Surrey, Langley, and nearby communities—sales have edged up while prices are cooling. This dynamic presents both opportunities and challenges for local homeowners. Below, we break down the latest data, interpret the impact for Abbotsford/Surrey residents, and offer actionable steps that align with smart mortgage...

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As we reach the midpoint of 2025, Canadian homeowners—especially in Abbotsford, Surrey, and Edmonton—face one of the most significant mortgage renewal cycles in recent history. With interest rates no longer rising but not yet aggressively falling, renewing your mortgage this year is not just about signing a new term—it’s about negotiating power, timing, and strategy....

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