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https://www.sandhusranmortgages.com/wp-content/uploads/2025/08/2025s-Window-of-Opportunity-How-Homebuyers-in-BC-and-Alberta-Can-Capitalize-on-Cooling-Prices-and-Rising-Inventory-1200x640.webp

As of August 2025, a noticeable shift is underway in the housing markets of Abbotsford, Surrey, and Edmonton. With inventory levels rising, sales volumes cooling, and the Bank of Canada holding its key rate at 2.75%, conditions are starting to favour buyers after years of market imbalance. This moment—between the summer slowdown and fall’s potential...

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On July 30, 2025, the Bank of Canada left its overnight rate unchanged at 2.75%, extending its cautious approach to monetary policy for a third consecutive meeting. The central bank’s statement emphasized a “data‑dependent” stance, keeping the door open for future rate cuts if inflation cools further or economic growth stalls. For many Canadians—especially homeowners...

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Canada’s housing market is rebounding in mid‑2025. After a prolonged slowdown, home sales surged by 3.6% from April to May, marking the first increase since November 2024. Meanwhile, prices have remained largely stable, with the national average near $691,300 and the MLS® Home Price Index holding steady. This shift—from cooling to balance—presents a key opportunity...

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As we enter July 2025, Canada’s mortgage landscape remains anything but stable. With the Bank of Canada holding its key interest rate steady at 2.75% after a series of earlier cuts this year, market sentiment is caught between cautious optimism and persistent affordability concerns. For homeowners, first-time buyers, and property investors in British Columbia—particularly in...

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In 2025, qualifying for a mortgage in British Columbia requires more than good credit and a solid down payment. One of the biggest barriers today’s buyers face—especially in markets like Abbotsford, Surrey, and even Edmonton—is the mortgage stress test. Originally designed to cool overheated housing markets, this rule has become a permanent fixture in Canada’s...

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