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A New Mortgage Season Begins Fall 2025 arrives with a measured tone in Canada’s housing and mortgage markets. For homeowners and buyers across Abbotsford, Surrey, and Edmonton, the mood is one of recalibration rather than reaction. Prices are adjusting, lenders are recalculating, and borrowers are reevaluating their next move. Despite rising affordability concerns in 2024,...

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As Canadian housing markets shift in late 2025, prospective buyers in Abbotsford, Surrey, and Edmonton are increasingly exploring creative solutions to make homeownership attainable. One emerging trend—shared-equity financing—is reshaping how first-time buyers and middle-income families think about entering the market. With interest rates expected to decline in Q4, and price growth softening in British Columbia...

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As home prices across British Columbia and Alberta begin to level off in mid-2025, one trend is gaining traction among first-time buyers and middle-income families alike: co-ownership mortgages. Whether it’s two siblings buying a home together in Abbotsford, or friends pooling resources to enter the market in Surrey or Edmonton, co-ownership is redefining affordability for...

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As of August 2025, a noticeable shift is underway in the housing markets of Abbotsford, Surrey, and Edmonton. With inventory levels rising, sales volumes cooling, and the Bank of Canada holding its key rate at 2.75%, conditions are starting to favour buyers after years of market imbalance. This moment—between the summer slowdown and fall’s potential...

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On July 30, 2025, the Bank of Canada left its overnight rate unchanged at 2.75%, extending its cautious approach to monetary policy for a third consecutive meeting. The central bank’s statement emphasized a “data‑dependent” stance, keeping the door open for future rate cuts if inflation cools further or economic growth stalls. For many Canadians—especially homeowners...

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