In November 2025, a quiet but significant transformation is taking shape across Canada’s housing market — not only for homeowners and investors but for renters, too. While the Bank of Canada’s rate cut to 2.25 % has dominated recent headlines, another story is unfolding in the background: a structural shift in the rental market that...
As the Bank of Canada lowered its policy rate to 2.5% on September 17, 2025, momentum is shifting in the Canadian real estate market—especially in cities like Surrey, Abbotsford, and Edmonton, where affordability concerns had kept many potential homebuyers on the sidelines. This move, widely seen as a response to weak GDP, rising unemployment, and...
A New Mortgage Season Begins Fall 2025 arrives with a measured tone in Canada’s housing and mortgage markets. For homeowners and buyers across Abbotsford, Surrey, and Edmonton, the mood is one of recalibration rather than reaction. Prices are adjusting, lenders are recalculating, and borrowers are reevaluating their next move. Despite rising affordability concerns in 2024,...
As Canadian housing markets shift in late 2025, prospective buyers in Abbotsford, Surrey, and Edmonton are increasingly exploring creative solutions to make homeownership attainable. One emerging trend—shared-equity financing—is reshaping how first-time buyers and middle-income families think about entering the market. With interest rates expected to decline in Q4, and price growth softening in British Columbia...
As home prices across British Columbia and Alberta begin to level off in mid-2025, one trend is gaining traction among first-time buyers and middle-income families alike: co-ownership mortgages. Whether it’s two siblings buying a home together in Abbotsford, or friends pooling resources to enter the market in Surrey or Edmonton, co-ownership is redefining affordability for...
