Canada’s 2025 Mortgage Outlook: How the Bank of Canada’s 2.75% Hold Shapes Your Next Move
August 1, 2025by Sandhu & Sran Mortgages
On July 30, 2025, the Bank of Canada left its overnight rate unchanged at 2.75%, extending its cautious approach to monetary policy for a third consecutive meeting. The central bank’s statement emphasized a “data‑dependent” stance, keeping the door open for future rate cuts if inflation cools further or economic growth stalls. For many Canadians—especially homeowners...
