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As we enter July 2025, Canada’s mortgage landscape remains anything but stable. With the Bank of Canada holding its key interest rate steady at 2.75% after a series of earlier cuts this year, market sentiment is caught between cautious optimism and persistent affordability concerns. For homeowners, first-time buyers, and property investors in British Columbia—particularly in...

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As we reach the midpoint of 2025, Canadian homeowners—especially in Abbotsford, Surrey, and Edmonton—face one of the most significant mortgage renewal cycles in recent history. With interest rates no longer rising but not yet aggressively falling, renewing your mortgage this year is not just about signing a new term—it’s about negotiating power, timing, and strategy....

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In June 2025, the Bank of Canada (BoC) held its benchmark rate steady at 2.75%—its second consecutive pause this year. While economic forecasts remain mixed, this policy move provides a crucial opportunity for homeowners across Abbotsford, Surrey, and Edmonton to act decisively on mortgage renewals, refinances, and equity strategies. Whether you’re facing a renewal, considering...

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With the Canadian housing landscape experiencing significant economic adjustments in 2025, mortgage holders are increasingly exploring mortgage transfers as a strategy to optimize their financial positions. This is especially true in regions like Abbotsford, Surrey, and Edmonton, where homeowners are searching for smarter, more flexible ways to manage their debt amid rising living costs and...

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