As the Bank of Canada lowered its policy rate to 2.5% on September 17, 2025, momentum is shifting in the Canadian real estate market—especially in cities like Surrey, Abbotsford, and Edmonton, where affordability concerns had kept many potential homebuyers on the sidelines. This move, widely seen as a response to weak GDP, rising unemployment, and...
The September Surprise: What a 2.5% Policy Rate Means for Buyers On September 17, 2025, the Bank of Canada lowered its policy interest rate by 25 basis points to 2.5%, marking a significant pivot in its monetary strategy. After a period of measured cuts beginning in late 2024, this latest reduction reinforces a buyer-friendly environment—just...
The Bank of Canada’s September 17, 2025 announcement to lower its policy interest rate by 25 basis points to 2.50% is more than just a headline for economists. For Canadian households—especially in housing markets like Abbotsford, Surrey, and Edmonton—this shift is reshaping how families think about mortgage renewals, refinancing opportunities, and first-time home purchases heading...
A New Mortgage Season Begins Fall 2025 arrives with a measured tone in Canada’s housing and mortgage markets. For homeowners and buyers across Abbotsford, Surrey, and Edmonton, the mood is one of recalibration rather than reaction. Prices are adjusting, lenders are recalculating, and borrowers are reevaluating their next move. Despite rising affordability concerns in 2024,...
As Canadian housing markets shift in late 2025, prospective buyers in Abbotsford, Surrey, and Edmonton are increasingly exploring creative solutions to make homeownership attainable. One emerging trend—shared-equity financing—is reshaping how first-time buyers and middle-income families think about entering the market. With interest rates expected to decline in Q4, and price growth softening in British Columbia...
