In November 2025, a quiet but significant transformation is taking shape across Canada’s housing market — not only for homeowners and investors but for renters, too. While the Bank of Canada’s rate cut to 2.25 % has dominated recent headlines, another story is unfolding in the background: a structural shift in the rental market that...
After a year of volatility, Canada’s housing market is showing signs of a new equilibrium. The Bank of Canada’s October 29, 2025 policy rate cut to 2.25%—its fourth since spring—arrived just as the federal government unveiled a $50 billion infrastructure and housing fund in its fall budget. Together, these measures have created the most encouraging...
The Bank of Canada’s decision on October 29, 2025 to lower its policy rate from 2.5% to 2.25% has arrived at a pivotal moment for Canadian housing. For months, buyers and homeowners watched closely as the Bank hinted at stability — and this move confirms it. Across Abbotsford, Surrey, and Edmonton, the rate cut is...
As the Canadian housing market enters its most balanced phase in years, first-time buyers across British Columbia and Alberta are discovering new openings that didn’t exist in 2022 or 2023. The Bank of Canada’s September 2025 rate cut to 2.5%, coupled with improved inventory, is reshaping affordability across urban and suburban corridors from Surrey and...
After the Bank of Canada’s September 2025 rate cut to 2.5 percent, optimism is slowly returning to Canada’s housing market. But for tens of thousands of homeowners in British Columbia and Alberta, the bigger story ahead isn’t new listings or price corrections—it’s mortgage renewals. Roughly six in ten mortgages are due to renew in 2025...
